Welcome to Southside JEWELRY & LOAN, An independently owned Pawn shop and Jewelry store, in the business of making loans on almost anything of value that is in good working condition. In an effort to maximize your loan amount all incoming merchandise is completely tested. We specialize in High Dollar Jewelry Loans and Buys! Our GIA graduate uses the skills needed to calculate the highest dollar amount for the customer.
GIA is the world leader in diamond and gemstone identification. Our staff graduate is the customer’s edge for proper evaluation and identification of your jewelry. Simply, better identification means More Money for our customer, no matter if the choice is a loan or the direct sale of your merchandise. This principal holds true on all other items of Value! Our testing and inspection process insures greater dollar amounts on any electronics or household items with its original parts and in good working condition.
We also offer Wholesale, Closeout Jewelry, Estate Jewelry, Jewelry Repair, in St. Louis, Webster, Kirkwood, Sunset Hills, Oakville, Fenton, South County, Crestwood, Shrewsberry, and Lemay.
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Pawn Shop Product of the Week!
You should know that a Pawnbroker adds value if you need a short term loan with no credit checks (because your personal property secures the loan).
If you are in need of a pawn shop, you want to find one that treats you well and gives you the best deal. Whether you want to pawn something or buy an item, here are some tips for finding a good pawn shop.
LOOKING to Sell or Pawn an item now?
vUnderstand How a Good Pawn Shop Works
Pawn shops have maintained their popularity through the years. Every generation faces economic challenges, and a good pawn shop is a place where you can get money quickly. It’s also a place to purchase a second-hand item at a reasonable price.
In St.Louis there is Southside Jewelry and Loan, you can do one of three things. You can buy items. You can sell an item outright. Or, you can pawn( borrow cash) on the item .
You then repay the loan along with interest and fees within that period. If you don’t pay on time, the pawn shop owns your item and resells it.
If you take an item to a pawn shop, you choose whether to sell or pawn it. You shouldn’t pawn unless you know you want the item back because typical you can leave with slightly more cash for a outright sale of the item.
And, you should have an idea of what your item is worth before you begin. That way, you know whether the price they offer you is fair.
v Read Customer Reviews Before You Visit
Before walking into a pawn shop, do some research online about local pawn shops. Or ask around and see what your friends recommend.
A good pawn shop will have an abundance of satisfied customers. Many of those customers write online reviews. See what these customers are saying. Also, look up how long they have been in business. See if it’s switched ownership and when.
v Research Market Prices Before You Visit
A pawn shop should be upfront with their loan terms and prices. Customers should feel as though the pawn shop is reliable and up to date on the market for the items you are selling or buying.
You can do some market research of your own to get the current market value for the item ahead of time. Southside Jewelry and Loan utilizes years of experience, the internet, product web sites and large volume of sales to understand the current value of items
Most good pawn shops loan cash on many different items
v A Good Pawn Shop Has a Good Reputation
A well-established pawnbroker has been in business for a long time. Southside Jewelry and Loan in St.Louis Missouri has been around for over 20 years with a second generation daughter leading the store.
It’s advisable to find an established pawnbroker who has been in the business a long time. With experience comes expertise and financial savvy.
A solid reputation indicates an equally solid customer base. They have most likely earned a trusted spot in the community and take care to offer quality service.
A fairer price is part of that service. They may even support community groups and charities as a way of maintaining that relationship.
vUnderstand the Meaning of Fairness
A good pawn shop is fair as long as you are fair with them. If you bring them an item, expect that the ask to test it to be sure it works.
If you bring jewelry, they will test it to confirm it is real, real gold and real diamonds.
Also, understand that a good pawn shop will never offer you full market value for any item. They are resellers, so it does them no good to do so.
Pawn shops offer instant cash when you are in a bind. If you are pawning, then you also get your item back at the end of the loan period. Sometimes these two factors are the most important.
v Pawn Shop Customer Service
A reputable pawn shop focuses on getting new customers and retaining their business. From the moment you walk in the door, staff should be friendly and respectful.
It should be well lit and very clean. They should also be upfront about their policies and loan terms. A good pawn shop does not need to be deceitful.
Staff should be happy to answer all questions to be sure you understand the contract.
The same applies if you are buying from a pawn shop. The terms of sale should be clear. A reputable pawn shop doesn’t overcharge.
They should charge based on the item’s current condition (not what the item would be worth if it were new).
Only Do Business if You Are Comfortable
Even if you do all the legwork and the pawn shop checks out, do not do business if you are not comfortable. If you walk in and are treated disrespectfully, or even if you simply feel a negative vibe, walk right back out.
Doing business with a Southside Jewelry and Loan in St.Louis should be a positive experience. If we can answer any questions for you. Southside Jewelry and Loan is one is the largest Pawn shop in St.Louis so they can offer you a fair price on most items of